Reward Points Convertible To Slightly Used Existential Dread

The struggle is real for the contemporary individual grappling with the labyrinthine intricacies of modern finance. Picture, if you dare, the harrowing ordeal of accumulating sufficient reward points to offset the minor indignity of a slightly inflated airline ticket. It’s an ordeal so profoundly taxing, one might be tempted to compare it to, say, operating a pneumatic drill in a poorly ventilated shaft for twelve hours. The sheer mental fortitude required to navigate quarterly bonus categories and avoid annual fees truly tests the human spirit.

Indeed, the systemic injustices inflicted upon the everyday consumer by vast financial institutions are legion. The "extractive" nature of an industry that demands vigilance over fluctuating APRs and the perpetual threat of consumer debt certainly mirrors the unregulated perils of early 20th-century coal mining. The danger, the unpleasantness, the low pay (in terms of actual cash back versus emotional expenditure) – it’s all there, just with more polished plastic and fewer actual explosions. One wonders how humanity ever endured such profound hardship before the advent of 24/7 online banking support.