Experts Baffled Why Lower Income Individuals Refuse to Be Rich

The nation's most esteemed financial pundits are reportedly flummoxed, absolutely beside themselves, attempting to discern why the demographic *not* swimming in a Scrooge McDuck vault of gold coins consistently fails to accumulate more wealth. It seems a baffling phenomenon to those accustomed to perpetual fiscal ascension, a veritable enigma wrapped in a mystery, then deep-fried in an endowment fund.

Experts from various think tanks, presumably funded by large piles of money, have proposed several groundbreaking theories. Could it be a collective preference for the rustic charm of insufficient retirement savings? Or perhaps a quiet rebellion against the relentless expectation to participate in the stock market's delightful whims? One particularly audacious hypothesis suggests some individuals simply aren't aware that merely *being rich* is, in fact, an option available to them, especially when they're navigating life near the federal poverty line. More studies, undoubtedly, are required to plumb the depths of this puzzling economic inequality.